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Cruise through life's adventures. Your dream car is just a loan away.

Whether you’re looking to buy a new or used car, or even want to refinance your auto loan from another lender, we’re here to help. We offer auto loans with great rates and flexible terms. You’ll finally stop dreaming and start driving.

Refinancing your car loan from another lender with New York University Federal Credit Union may help you lower your interest rate, decrease your monthly payment or pay off your car loan sooner. Borrow up to 6 years on new and used cars. No prepayment penalties and flexible terms with financing of up to 100% of the purchase or existing balance.  Protect your purchase with optional Payment Protection, Guaranteed Asset Protection and Mechanical Breakdown Protection.

New Vehicles

Whether you're upgrading to a safer and more reliable car or need a larger vehicle to accommodate a growing family, a new car loan provides the necessary financing. By securing a new car loan, you can enjoy the benefits of vehicle ownership while making affordable monthly payments that fit your budget.

Cars made in the year 2024, 2023, and 2022 are considered new cars.

Used Vehicles

A used car loan can be advantageous when you're in the market for a pre-owned vehicle. Opting for a used car allows you to save money compared to buying a new one. With a used car loan, you can finance the purchase of a reliable and cost-effective vehicle, providing transportation without straining your budget. Whether you're a first-time buyer or looking for a more affordable option, a used car loan offers an accessible pathway to vehicle ownership.

* Rates with automated payments. Rates for vehicle loans are subject to change without notice.
** We finance cars only in NY, NJ, FL, MA, MD, VA and PA . Vehicle must be registered in NY, NJ, FL, MA, MD, VA and PA. Purchase from online vehicle retailer is not permitted. An NYUFCU share account is required for auto loan account. Financing up to 100% of value available as indicated by NADA.
Add 0.25% to rate if vehicle has more than 75,000 miles
Add 1.00% to rate if vehicle is older than 4 years
Add 1.25% to rate if vehicle is both over 75,000 miles and 5 years through 10 years old.
*** Refinancing not available on existing NYU FCU auto loans. Available only on last 5 years of car models. For new auto loans, in case of refinance must be done within 6 months of initial purchase.


Whether you're a seasoned rider or a passionate beginner, a motorcycle loan can provide the necessary funds to purchase your dream bike. With flexible repayment terms and competitive interest rates, a motorcycle loan makes it easier to afford the upfront cost of a motorcycle while enjoying the open road and the unique experience it offers.

*All rates are annual percentage rates and are accurate as of date of publication. All loans subject to credit approval. Rates and terms are subject to change without notice. Other conditions and terms may apply; ask for details. Contact Member Services Representative at 212-995-3171 and ask for details. * Conditions Apply. Not yet member? Membership with a NYUFCU share account is required for all loans. Check your eligibility and apply to become a member today!

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