top of page
Service Charge Schedule
Account Fees
Courtesy Pay | $25 each |
ATM Transaction Charge | 6 free per month, $1 per transaction after |
Dormant Account Fee (after 12 months of no activity) | $10/month |
New Member Fee | $10 |
Restart Checking Account | $5/month |
Checking Account with no transactions after 12 months | $10/month |
Overdraft Protection Transfer | $5 each |
Early Membership Closing (within 6 months of opening) | $25 |
Money Market Account Balance below $1,000 daily minimum | $10/month |
IRA Account Closure before age 59 1/2 | $25 |
Holiday Club Account Withdrawal outside of November, December, and January | $5/withdrawal |
Dream Club Account Withdrawal earlier than term | $5/withdrawal |
Abandoned Property | $100 |
Savings Account with less than minimum balance | $5/month |
Service-Related Fees
One Time ACH Payment | $2 |
Incoming International Wire Transfer | $10 |
Outgoing Wire Transfer to Mexico ($500,000 max) | $10 |
Outgoing International Wire Transfer ($500,000 max) | $35 |
Outgoing Domestic Wire ($500,000 max) | $25 |
Bad Address | $10/return |
Insufficient Funds Fee | $25/item |
ACH Stop Payment | $25 each |
Stop Payment Orders | $25 each |
In-branch Account Transfers | $10/transfer |
Money Order | $1 each |
Cashier's Check made to 3rd Party | $5 each |
Deposited Check Return | $25 each |
Loan-Related Fees
Mortgage Satisfaction | $150 |
Consumer Loan Application (after declined application within 3 months) | $35 |
Commercial Real Estate Laon | $1,000 |
Micro Business Loan Application Fee | $150 |
Home Equity Loan Subordination Fee | $250 |
Item Fees
Copy of Loan Promissory Note | $25 |
Copy of 1099/1098 (free with December Statement) | $5 each |
Official Account Balance Verification Letter | $20 |
Checkbook Order | Variable |
Temporary Checks (3 checks per page) | $3/page |
Copy of Personal Check | $2 each |
Copy of Paid Cashier's Check or Money Order | $10 each |
Paper Statement, Interim Statement, and Statement Copies | $3/statement |
Expedited Debit or Credit Card Replacement | $35 |
ATM, Debit, and Credit Card Replacement | $10 |
Other Fees
Research/Transaction Investigation on Statement older than 60 days, Costs for obtaining records from storage will be passed to member. ($20 minimum) | $20/hr |
Notary Public (free for Members) | $2 |
Gift Envelope | $2 each |
bottom of page