Member-owned, community-focused.
Open to ALL.
Who We Serve
NYU Federal Credit Union welcomes individuals and families nationwide. You may join through NYU affiliation or, if you are a U.S. consumer, we will enroll you in the American Consumer Council (ACC) at no cost to make you eligible for membership. For more information, visit our FAQs page.
Enrollment qualifies you immediately with no waiting period. Click Become a Member to join today.
What's a Credit Union?
A bank — but you're an owner, not a customer.
BIG BANKS
CREDIT UNIONS
Profits go to shareholders
Higher fees
Lower savings rates
Harder to qualify for loans
Impersonal, transactional
Profits returned to members
Little to no fees
Better rates
More flexible lending
Community-focused service
Why Join NYU FCU
Competitive Rates
Nationwide Access
Members Come First
Free Financial Coaching
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Checking
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Savings
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Loans​
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​Credit Cards
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Mortgages
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HELOCs
Surcharge-free access to:
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100,000+ ATMs
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5,600+ shared branch locations
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Member-owned, not-for-profit cooperative
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Profits returned to members through better rates and lower fees
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One-on-one coaching on debt, credit, and loans
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Self-paced online tools for budgeting and planning
What We Offer
Accounts
Flexible accounts designed to help you manage your money and build savings.
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Checking & Savings
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Club Savings
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Share Certificates & IRA
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Business Checking
Loans
Borrow with competitive rates and straightforward terms.
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Personal & Student
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Auto & Motorcycle (new, used, & refinanced)
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QCash (Quick Cash)
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Mortgages & HELOCs
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Credit Cards​
Online Banking
Manage your finances wherever you are.
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Mobile & Online Banking
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Bill Pay & Account Transfers
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Zelle®
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Mobile Check Deposit
Cards & Payments
Tools that make it easy to access your money.
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Debit Cards for everyday spending
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Credit Cards for purchases and payments
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Contactless payments, mobile wallet support
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ATM access through nationwide networks