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Your money, your growth.

Invest in yourself with our

Dividend Checking Account.

I am interested in: 

Dividend Checking

We offer a free checking account for NYU FCU members, with the ability to earn 3% on up to a $1,000 balance. 

Having an NYU FCU Dividend Checking account gives you access to:

- No monthly fees

- Send money through Zelle®

- Free Bill Pay Service

- Mobile Deposit

- Courtesy Pay of up to $300

- Credit Union Travel Rewards (Learn More)

To earn dividends on your checking account, you must meet the following criteria:

- Minimum of $500 direct deposit

- 10 Debit Card Transactions

- 3 Bill Pay or ACH withdrawals

Open a Dividend Checking account with just $50 to start.

Only individual or joint accounts (no business accounts) are eligible to be enrolled in this account type. If you are enrolled and do not meet the criteria for the given month, you will not receive dividends. Share account is required to establish a checking account. Credit Score of 620 is required for Courtesy Pay.

Overdraft Line of Credit

NYU FCU offers a revolving line of credit attached to your NYU FCU Checking Account to prevent overdraft fees and provides extra cash when you need it. 


  • Maximum Line of Credit: $1,000

  • Minimum Payment: $20/month

  • Rate: 16% 

  • Courtesy Pay will be suspended if approved

  • Direct Deposit Required

Business Checking

NYU FCU Members can make business purchases and set up payroll with a dedicated Business Checking account. 

Make running your business a little easier, with access to:

- No monthly fees

- Mobile Deposit

- Easy online access

Open a business checking account with just $50 and you're ready to begin saving for your company's future necessities. A regular individual membership, and a Business Savings Account is required before opening a Business Checking Account. All members of the business must be NYU affiliated. 

Par value of a share is $50. Minimum share balance $50. This amount must be maintained in the regular share account at all times in order to remain a member of this credit union.

Our savings accounts are federally insured up to $250,000 by the National Credit Union Administration. We allow up to $250,000 in combined share/certificate deposits per member.

Tell me more about 

Dividend Checking
Business Checking
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