Dividend Checking
Earn 3% on your checking account balance up to $1,000 — just for banking the way you already do.
Get access to:
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No monthly fees
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Send money through Zelle®
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Free Bill Pay Service
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Mobile Deposit
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Courtesy Pay of up to $300
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Credit Union Travel Rewards (Learn More)
To earn dividends, you must meet the following criteria:
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Minimum of $500 Direct Deposit
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10 Debit Card Transactions
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3 Bill Pay or ACH Withdrawals
Open a Dividend Checking Account today with just $50.
Only individual or joint accounts (no business accounts) are eligible to be enrolled in this account type. If you are enrolled and do not meet the criteria for the given month, you will not receive dividends. Share account is required to establish a checking account. Credit Score of 620 is required for Courtesy Pay.
Overdraft Line of Credit
NYU FCU offers a revolving line of credit attached to your NYU FCU Checking Account to prevent overdraft fees and provides extra cash when you need it.
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Maximum Line of Credit: $1,000
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Minimum Payment: $20/month
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Rate: 16%
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Courtesy Pay will be suspended if approved
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Direct Deposit Required
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Business Checking
NYU FCU Members can make business purchases and set up payroll with a dedicated Business Checking account.
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Make running your business a little easier, with access to:
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- No monthly fees
- Mobile Deposit
- Easy online access
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Open a business checking account with just $50 and you're ready to begin saving for your company's future necessities. A regular individual membership, and a Business Savings Account is required before opening a Business Checking Account. All members of the business must be NYU affiliated.
Par value of a share is $50. Minimum share balance $50. This amount must be maintained in the regular share account at all times in order to remain a member of this credit union.
Our savings accounts are federally insured up to $250,000 by the National Credit Union Administration. We allow up to $250,000 in combined share/certificate deposits per member.