
Being an NYU FCU member has its perks.
Citi Bike Discount
Students (Undergrad and Graduate) can receive a Citi Bike Code immediately at account opening as part of a "Student Package''.​
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Required: Open both a savings and checking account to qualify for this package.
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If only a savings account is opened: The student will be treated as a “non-student new member” and follow the standard rules for that category.
Non-students: To receive a Citi Bike discount code, your NYU FCU membership must be in good standing, and you must meet at least one of the following:​
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Receive a recurring direct deposit of at least $100 per month for the past 6 consecutive months.
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Maintain a minimum balance of $500 in your Regular Share Savings, High Yield Savings, Money Market, Holiday Club, or Share Certificate for the past 6 consecutive months.
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Have an active NYU FCU loan that is current, or have had a loan in good standing within the past 12 months.
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Have an NYU FCU Checking Account with at least two Bill Pay transactions per month for the past 6 consecutive months.
Additional info:
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Members renewing their Citi Bike Membership can request a code as usual. Their account will be reviewed for the above activity before being provided a renewal code.
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Discounted codes are limited and they will be provided until supply lasts.
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This program is intended for low-income New Yorkers. We reserve the right to ask for additional proof of income.
Please fill out a CITI Bike Code Affidavit when requesting a code.
Credit Union Travel
Save big on hotels and conveniently book flights and car rentals — all in one place with 24/7 booking support.
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Plus, for a limited time, get 20% back on every stay.​
Free for Members: Enjoy NYU FCU CU Travel with the $99/year fee waived — forever.
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Credit Union Travel Member Benefits
Access member-only hotel rates on 1.2 million hotels worldwide
Receive $5 hotel dollars every month just for being a member
Earn 5% Hotel Dollars back on hotel bookings with your CU credit or debit card
Book flights & car rentals with 24/7 booking support
Financial Education
Enrich Financial Wellness

As an NYU FCU member, you have free access to Enrich — a personalized financial wellness platform with courses, tools, and resources to help you budget, save, manage debt, and plan for the future.
Popular features:
Sweepstakes
Money Personality
Budget Tool
Retirement
Win from a $1000 prize pool by redeeming your earned points.
Understand how your personality can affect your financial habits.
Build smart spending habits by keeping track of expenses.
Get help staying on track for retirement.
Balance Financial Wellness

We’ve partnered with industry-leading Balance to provide you with free access to expertly-crafted financial counseling, education and resources to help with your fiscal matters.
Available for a call (toll-free at 888-456-2227)
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Monday-Thursday | 10:30am - 9:00pm
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Friday | 10:30am - 8:00pm
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Saturday | 12:00am - 5:00pm
Balance can help with:
Debt & Budget Coaching
Credit Report Review
Student Loan Coaching
Homeownership Coaching
Rental Coaching
Build a realistic spending plan and get a personalized debt strategy.
Understand your credit and learn how to strengthen your score.
Navigate repayment options and find a path that works for your situation.
From buying to payment challenges, get guidance every step of the way.
Budget for rent, understand leases, and find affordable housing.
Love My Credit Union
Exclusive credit union member prices and rewards with popular programs like Sprint Cash Rewards, TurboTax, and more.
