SERVICE CHARGE SCHEDULE

  REGULAR SHARE ACCOUNTS (SAVINGS ACCOUNTS)
Savings Account with less than $50 balance (per month) $5
Dormant Account Fee after 12 months of no activity (monthly fee)- In order to avoid this fee, you must complete a transaction on your account at least once every 12 months. $10
New member fee (per member) $10
 SHARE DRAFTS (CHECKING ACCOUNTS) 
Restart Checking Account (per month) $5 
Stop Payment Orders and ACH stop payment $25 
Insufficient Funds (per draft / per electronic debit) $25 
Checking with no transactions after 6 months (per month) $10
Overdraft protection transfer from savings or money market to checking account (each) $5
Copy of Draft (per copy ($20 max)) $2
Temp Checks / Counter Check (3 checks per page) $3
Check Printing Variable
Courtesy Pay $25
DEBIT / ATM / CREDIT CARD 
ATM Transaction Charge (6 free per month, after 6 transactions $1 per transaction) FREE, $1
ATM, Debit and Credit Card Replacement $10
Expedited Visa Debit or Credit Card Replacement $25

 

GENERAL FEES 
Paper Statement  (per statement), Interim Statement Printouts and Statement Copies $3
Deposited Checks Returned $25
Stop Payment to a Withdrawal Check $25
Check Withdrawals to Third Party $5
International Check Deposit (per check) $25
Money Orders (each) $1
Transfers from savings, money market and checking accounts in branch (each) $10
Notary Public (free for members) $2
Bad address with no activity (per return)  $10
Account Balance Verification Fee (Official Letter) $20
Outgoing Domestic Wire $25
Outgoing International Wire Transfer $35, 
Mexico - $10
Incoming International Wire Transfer $10
Membership Closing Fee (within first 6 months) $25
Money Market Account with balance below $1000 min daily (per month) $10
IRA Account closure before 59 1/2 $25
Holiday Club Withdrawal (waived in November and December) $5
Transaction Investigation on Statement Older than 60 Days (per hour ($20 minimum)) $20
Copy of the promissory note on loans $25
Micro Business Loan Application Fee $150
Commercial Real Estate Loan $1000
Consumer Loan Application $25
Same Day ACH Loan Payment (from external bank account) $5
One Time ACH Loan Payment (from external bank account, waived for recurring setup) $2