MORTGAGE PREPAREDNESS LOANS

To apply for a NYU FCU loan, you must be a member and have a share account.  If you're not yet a member, check your eligibility and join us today.

Consolidate your debt to prepare for your home purchase by creating cash flow and improving savings. The mortgage preparedness loan can help you consolidate your debts and allow you to make one affordable monthly payment.

You may apply up to $50,000 given qualifying credit history, credit score and income. This will be an installment loan for 12-60 months, with a rate depending on the term, with a fixed monthly payment. 

10% of loan balance is frozen in share account on all unsecured consumer loans

Loan Application Fee- $25