We offer mortgages on 1-4 family homes, COOPs and condos. Whether you’ve buying or refinancing  your home New York University Federal Credit Union has a full range of loans to fit your needs. The same rates apply on the purchase of a new home and on the refinance of an existing mortgage. Minimum mortgage amount $50,000 and Maximum mortgage amount is $3,000,000. We offer FREE Pre-Approvals*. Get Pre-approved Before You Shop. Shop with confidence by knowing what you can afford right from the start. Our pre-approval process lets you know your maximum loan limit. Call us today at 212.995.3166

Mortgages Offered in:

Connecticut, Delaware, District of Columbia, Florida, Georgia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia and West Virginia

If you are interested in our mortgage products and have any questions, please call 212-995-3166 or email .

  *NYU FCU share account is required for all NYU FCU services. But don't worry, joining is easy!

Disclaimer: Housing counseling agencies approved by the U.S. Department of Housing and Urban Development (HUD) can offer independent advice about whether a particular set of mortgage loan terms is a good fit based on your objectives and circumstances, often at little or no cost. If you are interested in contacting a HUD-approved housing counseling agency in your area, you can visit the Consumer Financial Protection Bureau’s (CFPB) website,, and enter your zip code. You can also access HUD’s housing counseling agency website via For additional assistance with locating a housing counseling agency, call the CFPB at 1-855-411-CFPB (2372).


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Real Estate and Relocation Assistance and Benefits

The Welcome Home Program™ is a FREE, multi-faceted service that offers assistance with buying, selling and financing real estate as well as relocation and rental services and resources. This unique program will save you time and money By signing up and using one of our recommended agents, you can earn up to $2,400 cash back* on the sale or purchase of your home (US only). We also provide services and discounts on apartment rentals in Manhattan and the Washington D.C. area.

Visit the Welcome Home Program™ website and/or contact us to learn more!

To learn more, please call 1-212-324-3900, or email Office hours Monday-Friday 8AM-5PM EST.

*Cash back not available by law in some states. All real estate commissions are negotiable. You must be represented by the assigned program real estate firm at closing to qualify. Contact the program for terms and conditions and to confirm eligibility. Consult your tax advisor with respect to the correct tax treatment of any cash back you receive.
Securities offered exclusively through Raymond James® Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are: NOT NCUA or any government agency Insured; NOT GUARANTEED by the United Nations Federal Credit Union; Not a deposit; Subject to risk and may lose value. UNFCU is an independent entity. 
This site is published for residents of the United States only. Raymond James Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Because New York University is the sponsoring organization of the New York University Federal Credit Union, the NYUFCU’s field of membership is limited to individuals who are connected to New York University (such as students or employees and their immediate families). However, New York University and the NYUFCU are not otherwise affiliated and the NYUFCU acts independently from New York University.