LOANS AND CREDIT APPLICATION PROCESS
Applying for a loan is easy with the NYU Federal Credit Union!
Please note all loans other than Student Loans, do require that you first establish membership. Once you complete the online loan application, please see below a list of the documents required for each loan type.
Not yet a member? Check your membership eligibility here. Ready to join us? Click on the button on the right.
TYPE OF LOANFEEREQUIRED DOCUMENTSLOAN SPECIFICPLEDGE AT FUNDING
Last two paystubs
W2 for the past year
Last 6 months of bank statements
Last two years of tax returns
Bill Consolidation$25 Copies of bills for consolidation
$25, waived with balance transfer
Auto Loans $25, waived if refinance
Bill of Sale or Purchase agreement prior to funding, (not required for pre- approval), Statement from current lender, if refinance, and Title
Motorcycle, Boat$25 Bill of Sale or Purchase agreement prior to funding, (not required for pre-approval), Statement from current lender, if refinance, and Title10%
Share Secured$25 105%
Credit Builder$25 100% of disbursed
Life Happens$25Must list supervisor's contact information on Reference form
You may submit documents by email, fax, mail or dropping them off at our branch or submit them through the Loan Submission Page. All contact information can be found by accessing the Contact Us link on top of the navigation. Once all documents have been submitted, you should receive an answer regarding the application in 3 to 5 business days.
Must provide proof of consistent employment and be employed with current employer for last six months. Credit history, as well as debt obligations are reviewed to determine eligibility for loan applications. All applicants must be members of NYU FCU.
For mortgages, home loans and business loan, the application process does vary. Please contact the NYU FCU, for instructions on applying.
For student loan applications or student loan consolidation, please visit the student loan or student loan consolidation loan page on the left navigation menu.