LOANS AND CREDIT APPLICATION PROCESS
Applying for a loan is easy with the NYU Federal Credit Union!
Please note all loans other than Student Loans, do require that you first establish membership. Once you complete the online loan application, please see below a list of the documents required for each loan type.
Not yet a member? Check your membership eligibility here. Ready to join us? Click on the button on the right.
|TYPE OF LOAN||FEE||REQUIRED DOCUMENTS||LOAN SPECIFIC||PLEDGE AT FUNDING|
|Personal..||$25||Last two paystubs W2 for the past year OR Last 6 months of bank statements Last two years of tax returns AND Reference Form||10%|
|Bill Consolidation||$25||Copies of bills for consolidation|
|Visa Classic/Gold Credit Card||$25, waived with balance transfer||Credit card agreement,Balance transfer form(if applicable)|
|Visa Secured Credit Card||$25||Credit card agreement,Pledge of Shares Agreement||125%|
|Auto Loans||$25, waived if refinance||Bill of Sale or Purchase agreement prior to funding, (not required for pre- approval), Statement from current lender, if refinance, and Title||5%|
|Motorcycle, Boat||$25||Bill of Sale or Purchase agreement prior to funding, (not required for pre-approval), Statement from current lender, if refinance, and Title||10%|
|Credit Builder||$25||100% of disbursed|
|Life Happens||$25||Must list supervisor's contact information on Reference form|
|Quick Cash||Based on amount|
You may submit documents by email, fax, mail or dropping them off at our branch or submit them through the Loan Submission Page. All contact information can be found by accessing the Contact Us link on top of the navigation. Once all documents have been submitted, you should receive an answer regarding the application in 3 to 5 business days.
Must provide proof of consistent employment and be employed with current employer for last six months. Credit history, as well as debt obligations are reviewed to determine eligibility for loan applications. All applicants must be members of NYU FCU.