EVERYDAY LOANS

To apply for a NYU FCU loan, you must be a member and have a share account.  If you're not yet a member, check your eligibility and join us today.

Loan Application Fee- $25

PERSONAL LOANS

We offer a variety of personal loans that you can use for going on your dream vacation, holiday shopping or any other discretionary purchases. Loan amounts: $500 - $10,000. 

March Madness Promotion: Up to 36 Months - Up to $10,000 - Application Fee Waived during Promo Period. Only 3/21/2018 through 3/31/2018. Following low rates apply:

CREDIT SCORE CREDIT TIER UP TO 36 MONTHS
760 and above A+ 7.00%
700-759 A 8.00%
650-699 B 9.00%
600-649 C 11.00%
550-599 D 12.00%

Non-Promotional Personal Loan Rates

CREDIT SCORE CREDIT TIER UP TO 36 MONTHS 37-48 MONTHS 49-60 MONTHS
760 and above A+ 9.00% 10.00% 11.50%
700-759 A 10.00% 11.00% 12.50%
650-699 B 11.00% 12.00% 13.50%
600-649 C 12.00% 13.00% 14.50%
550-599 D 14.00% 15.00% 16.50%

VACATION AND HOLIDAY LOANS

Maximum amount is $3000. Maximum Term 12 months.

CREDIT SCORE CREDIT TIER UP TO 12 MONTHS
700 and above A+ and A 8.00%
650-699 B 8.75%
600-649 C 9.99%
550-599 D 11.99%

SHARE SECURED LOAN

Have a problem keeping the money you saved in an account, while new expenses keep popping up? Why not take a loan against your share account balance at the credit union? We will lend you 95% of your collected share balance for 3% over our current dividend rate (.050%). You can choose a 36 month payback for one flat rate, or a payback of up to 144 months with a quarterly review.