To apply for a NYU FCU loan, you must be a member and have a share account. If you're not yet a member, check your eligibility and join us today.
Loan Application Fee- $25
We offer a variety of personal loans that you can use for going on your dream vacation, holiday shopping or any other discretionary purchases. Loan amounts: $500 - $10,000.
March Madness Promotion: Up to 36 Months - Up to $10,000 - Application Fee Waived during Promo Period. Only 3/21/2018 through 3/31/2018. Following low rates apply:
|CREDIT SCORE||CREDIT TIER||UP TO 36 MONTHS|
|760 and above||A+||7.00%|
Non-Promotional Personal Loan Rates
|CREDIT SCORE||CREDIT TIER||UP TO 36 MONTHS||37-48 MONTHS||49-60 MONTHS|
|760 and above||A+||9.00%||10.00%||11.50%|
VACATION AND HOLIDAY LOANS
Maximum amount is $3000. Maximum Term 12 months.
|CREDIT SCORE||CREDIT TIER||UP TO 12 MONTHS|
|700 and above||A+ and A||8.00%|
SHARE SECURED LOAN
Have a problem keeping the money you saved in an account, while new expenses keep popping up? Why not take a loan against your share account balance at the credit union? We will lend you 95% of your collected share balance for 3% over our current dividend rate (.050%). You can choose a 36 month payback for one flat rate, or a payback of up to 144 months with a quarterly review.