Your Story, Your Goals Sweepstakes 2018


Tell Us Your Story or Goal and be entered to win one of these great prizes:

Grand Prize - $500 Cash Award

5 Prizes - $100 Cash Award

Here's How it Works:

1. Tell us your story or goal (minimum of 100 words), visual is optional, however we would love to see an image or video with your submission.

2. Join Us at the Annual Meeting for live drawing. Participants must be present at live drawing which will take place at the Annual Meeting, Tuesday, September 18th, 12:00 PM in the Kimmel Center.

3 Ways to Enter:

Facebook - Post with image or video on your page tagging @NYU Federal Credit Union or on our page. Make sure to "Like" the NYU Federal Credit Union page if you do not do so yet!

Instagram - Post with a picture and tag @nyufcu. Make sure to Follow our Instagram page if you do not do so yet!

In Person - Stop by the branch at 726 Broadway and fill in a form to submit your entry

NYU Federal Credit Union “Your Story, Your Goals 2018” Contest Official Rules


I. CONTEST PERIOD: The “Your Story, Your Goals 2018” Contest (the “Contest”) begins at 12:00:00 PM Eastern Time (“ET”) on June 1, 2018 ("Start Date") and ends at 12:15:00 PM ET on September 18, 2018 (the “Promotion Period”). The Contest is sponsored by NYU Federal Credit Union, 726 Broadway, Suite 110, New York, NY 10003 (the “Sponsor” and “Prize Supplier”).  The official clock for purposes of the Contest is the computer of the Sponsor.

II. ELIGIBILITY: The Contest is open to all legal residents of the fifty (50) United States who are existing members of NYU Federal Credit Union (on the Drawing Date) in good standing, and are eighteen (18) years of age or older at the time of entry. This promotion is not open to the general public. The Contest is subject to all applicable federal, state, and local laws and regulations. Participation constitutes entrant's full and unconditional agreement to these Official Rules and Sponsor and Administrator’s decisions, which are final and binding in all matters related to the Contest. Winning a prize is contingent upon fulfilling all requirements set forth herein. Void in Puerto Rico, the U.S. Virgin Islands, Guam, U.S. Military installations in foreign countries, and where prohibited, taxed, or restricted by law.

III. HOW TO ENTER THE CONTEST: An individual will be deemed a participant ("Participant") in the Contest if said individual is eligible and enter by visiting submitting entry on Facebook, Instagram or in person. In addition, to be eligible for a Grand Prize, the Participant must submit a written entry of their Story or Goal (in 100 words or more) ("Story") describing "A financial story or goal that they have. Something that they have either accomplished or wish to accomplish in the future." By submitting an entry, Participant warrants that the Story (1) does not infringe any copyright, (2) does not invade anyone’s privacy, (3) does not libel or slander anyone, (4) does not discuss behavior inappropriate for a general audience (including discussing unsafe actions or actions that may result in personal injury or destruction of property), (5) does not include requests of firearms, alcohol, nudity, or anything not legal in all 50 states, and (6) is original and has not previously been published. An original is the product of one's own mind and is not a copy or imitation. Any entry that does not meet the aforementioned criteria will be disqualified. Each valid entry will receive one (1) entry into the Contest drawing.

There is a limit of one (1) Contest entry per person during the Promotion Period.  All required information must be completed to enter and to be eligible to win. Incomplete entries will be disqualified. Sponsor reserves the right, in its sole discretion, to void any and all entries of a Participant that submits more than the stated maximum limit of entries by using multiple/different addresses, identities, or any other methods, or who Sponsor believes has attempted to tamper with, influence or impair the administration, security, fairness, or proper play of this Contest. Proof of entering information is not considered proof of delivery to or receipt by Sponsor of an entry. The use of automated entry devices is prohibited and no mechanically reproduced entries are allowed; all such entries are void. Released Parties are not responsible for: lost, late, incomplete, illegible, incorrect, damaged, delayed, garbled, undelivered, or misdirected entries, which will be disqualified. All entries become the exclusive property of Sponsor and will not be acknowledged or returned.

IV. PERSONAL INFORMATION/OPT-IN/RELEASE TERMS: By entering the Contest, you consent for the Sponsor to obtain, use, and transfer your name, address and other information (“Personal Information”) for the purpose of administering this Contest and such Personal Information will be kept by Sponsor for marketing purposes in accordance with its privacy policy (, as posted on the Web Site. The information that you provide in connection with the entry process will be used by Sponsor and Administrator only, and will not be sold or provided to another company. You will remain eligible for this Contest whether or not you opt in to receive promotional e-mails from the Sponsor and will have the ability to opt out of receiving future promotional e-mails by clicking on the link contained in the most recent promotional email received. NYU Federal Credit Union uses pictures, likeness, materials and names of the “Your Story, Your Goals Contest” entrants and winners for publicity purposes. You release right for NYU Federal Credit Union to potentially republish any submitted materials for subsequent advertising or publicity campaigns. By entering you give unrestricted permission for my image, likeness or materials to be used. These images might be used for a variety of purposes such as press releases, advertising or social media.

V. LIMITATIONS OF LIABILITY: If for any reason this Contest is not capable of running as planned for any reason, including, without limitation, due to infection by computer virus, worms, bugs, tampering, unauthorized intervention, fraud, technical failures, fire, flood, storm, or other natural cataclysm, riot, strike, civil commotion, government regulation, or any other causes beyond the control of the Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Contest (or any part thereof), the Sponsor reserves the right, in its sole discretion, to disqualify any individual who tampers with the entry process, and to terminate, modify or suspend the Contest, in whole or in part, at any time, without notice and award the prize(s) using all non-suspect eligible entries received as of or after (if applicable) this termination or suspension date. Released Parties assume no responsibility for any incomplete, incorrect, or inaccurate information, whether caused by web site users, tampering, hacking, or by any of the equipment or programming associated with or utilized in the Contest or by any technical or human error. Released Parties assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. The Released Parties are not responsible for any problems or technical malfunction of any telephone network or telephone lines, computer on-line systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet or at any Web site, or any combination thereof, including any injury or damage to participant's or any other person's computer (or any information/material stored therein) relating to or resulting from participation in this Contest or downloading any materials in this Contest. Any person who supplies false information, obtains entries by fraudulent means or is otherwise determined to be in violation of these Official Rules in an attempt to obtain any prize will forfeit any prize won and may be prosecuted to the full extent of the law.  CAUTION: ANY ATTEMPT TO DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW.    

VI. PRIZES: There will be one (1) Grand Prize, $500 Cash Reward and five (5) First Place Prizes, $100 Cash Reward available to be awarded. The maximum total prize pool value is $1,000.

VII. PRIZE WINNER SELECTION:  Participants must be present on September 18th, 2018, 12:00 PM at the NYU Federal Credit Union annual meeting for live drawing during which winners will be selected.

VIII. PRIZE TERMS AND CONDITIONS: Each prize winner ("Prize Winner") is required to comply with any and all applicable federal, state and local laws, rules and regulations.

The Sponsor and Released Parties have not made any warranty, representation or guarantee, expressed or implied, in fact or in law, with respect to any prize awarded and specifically disclaim all such warranties, including, without limitation, any warranty of merchantability or fitness for a particular purpose. The prize is awarded “AS IS” and WITHOUT WARRANTY OF ANY KIND either expressed or implied. A prize may not be sold, traded, or commissioned, and is not exchangeable, transferable, or redeemable for cash except in Sponsor's sole discretion. Prize details and availability are subject to change. There are no substitutions unless specified by the Sponsor. The Sponsor reserves the right at its sole discretion to substitute any prize (or prize component) with another prize (or prize component) of equal or greater value. Prize may be fulfilled by a third party.

The Prize Winner’s acceptance of a prize constitutes permission (except where prohibited) for the Sponsor to use the Prize Winner’s name, photograph, likeness, statements, biographical information, voice and address (city and state) for any and all public relations, advertising and/or promotional purposes as determined by Sponsor, in all forms of media and by all manners (now and hereafter known), in perpetuity, without notice, consent, review or approval or further compensation.

IX. MODIFICATION: In no event will Sponsor be obligated to award more prizes than the number of prizes stated in these Official Rules. If for any reason Sponsor determines, in its sole discretion, that the Contest is no longer capable of running as intended by these Official Rules for any reason whatsoever, Sponsor reserves the right to terminate, suspend, postpone, delay or modify the Contest, in whole or in part, including, but not limited to, any occurrences described in Rule section V above, or any other causes which may corrupt or impair the integrity, security, fairness or proper conduct of the Contest.  If Sponsor determines that more prize claims are submitted or more prize notices are distributed than the number of prizes offered in these Official Rules, Sponsor shall immediately suspend all drawings and prize awards, and Sponsor reserves the right to award any remaining prizes (up to the total set forth in these Official Rules) in a manner deemed fair and equitable by Sponsor. For example, Sponsor may select a winner in a random drawing from among the eligible entries received up to the time of the impairment or conducted a random drawing among all prize claimants, and neither Sponsor, the Administrator nor any of the Released Parties shall have any further liability to any entrant in connection with the Contest.

X. RELEASES: All Participants and Prize Winners, as a condition of participation in this Contest, agree to indemnify, release and hold harmless the Sponsor, Released Parties, and their affiliates, designees and assigns and all of their respective officers, directors, employees, representatives and agents, from and against any and all liability, claims, damages, injuries or actions of any kind whatsoever for injuries, damages, or losses to persons or property which may be sustained in connection with: (a) accessing the Sponsor's Web Site; (b) participating in any aspect of the Contest, including, without limitation, while preparing for, participating in or traveling to or from any prize or Contest related activity, including, without limitation, any injury, damage, death, loss or accident to person or property; (c) the receipt, ownership, possession, use or misuse of any prize awarded; (d) viruses or any downloading or other problems with the Contest Application; or (e) any typographical or other error in these Official Rules or the announcement of offering of any prize. All Participants and Prize Winners further acknowledge that the Sponsor and Released Parties makes no representations or warranties of any kind concerning the appearance, safety or performance of any prize, except for any express manufacturer's warranty as may be included with the prize. Each Prize Winner bears all risk of loss or damage to the respective prize immediately upon receipt. 

XI. GOVERNING LAW/DISPUTES: By participating, Participants and Prize Winners agree to be bound by the Official Rules, Sponsor's Web Site Terms of Use (if any and if applicable), and the decisions of the Sponsor and Administrator, which are final and binding in all respects. Except where prohibited, Participant and Prize Winners agree that: (1) any and all disputes, claims and causes of action arising out of or connected with this Contest or any prize awarded shall be resolved individually, without resort to any form of class action, and any judicial proceeding shall take place in a federal or state court in the County of New York, New York; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Contest, but in no event legal fees; and (3) under no circumstances may entrant obtain awards for, and entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the Participants, Prize Winners, Sponsor, or the Released Parties in connection with the Contest, shall be governed by, and construed in accordance with, the laws of the State of New York without giving effect to any choice of law or conflict of law rules (whether of the State of New York or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of New York.

XII. ADMINISTRATOR: NYU Federal Credit Union, 726 Broadway, Suite 110, New York, NY 10003.

XIII.  MISCELLANEOUS: The names of individuals, groups, companies, products and services mentioned herein, and any corresponding likenesses, logos and images thereof reproduced herein, have been used for identification purposes only and may be the copyrighted properties and trademarks of their respective owners. The mention of any individual, group or company, or the inclusion of a product or service as a prize, does not imply any association with or endorsement by such individual, group or company or the manufacturer or distributor of such product or service and, except as otherwise indicated, no association or endorsement is intended or should be inferred. The invalidity or unenforceability of any provision of these Official Rules or the Prize Acceptance Release will not affect the validity or enforceability of any other provision.  In the event that any provision of the Official Rules or the Prize Acceptance Release is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Sponsor’s failure to enforce any term of these Official Rules will not constitute a waiver of that provision. For Participant, to the extent there is a conflict between Official Rules appearing any other location and any terms of use or other agreements posted on the Sponsor's Web Site, these are the Official Rules to be abided by.  Restrictions: NYU Federal Credit Union’s directors, officers, volunteers, employees and their immediate family members are not eligible to enter.