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New York Univeristy Federal Credit Union
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Regular Share Accounts (Savings Accounts)

New member fee (per member)

$10

Savings Account with less than $50 balance (per month)

$5

Excess Withdrawals- (More than 3 per quarter on the regular share account) 

$15

Share Drafts (Checking Accounts)

Traditional Checking Account with less than $50 balance (per month)

$5

Restart Checking Account (per month)

$5

Stop Payment Orders and ACH stop payment

$25

Insufficient Funds (per draft / per electronic debit)

$25

Checking with no transactions after 3 months (per month)

$10

Overdraft protection transfer from savings or money market to checking account (each)

$10

Copy of Draft (per copy ($20 max.))

$2

Temp Checks/ Counter Check (3 checks per page)

$3

Check Printing 

Variable

Debit/ATM/Credit Card

ATM Transaction Charge (6 Free Per Month, After 6 transactions  $1 per transaction)

FREE, $1

ATM, Debit and Credit Card Replacement

$10

Expedited Visa Debit or Credit Card Replacement

$25

General Fees

Paper Statement  (per statement) , Interim Statement Printouts and Statement Copies

$5

Deposited Checks Returned

$25

Stop Payment to a Withdrawal Check

$25

Check Withdrawals to Third Party

$5

Canadian Check Deposit (per check)

$10

Money Orders (each)

$2

Transfers from savings, money market and checking accounts in branch (each)

$10

Dormant Account Fee (monthly)

$10

Abandoned Property Fee

$30

Bad address with no activity (per return)

$10 

Account Balance Verification Fee (Official Letter)

$20

Outgoing Domestic Wire

$25

Outgoing International Wire

$50

Membership Closing Fee (within first 6 months)

$25

Money Market Account with balance below $1000 min daily (per month)

$10

IRA Account closure before 59 1/2

$25

Holiday Club Withdrawal (waived in November and December)

$5

Transaction Investigation on Statement Older than 60 Days (per hour ($20 minimum))

$20

Copy of the promissory note on loans

$25

Consumer Loan Application Fee

$25

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
 

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