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New York Univeristy Federal Credit Union
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SERVICE CHARGE SCHEDULE 

All Accounts
Interim Statement Printouts

$5

Statement Copies

$5

Deposited Checks Returned

$25

Bad address with no activity

$10 per return

Membership Closing Fee (within first 6 months)

$25

Account Balance Verification Fee (Official Letter)

$20 per item

Regular Share Accounts (Savings Accounts)
New member fee

$10

Savings Account with less than $50 balance (Effective 11/01/11)

$5 per month

Excess Withdrawals
(More than 3 per quarter on the regular share account) 

$15 each

Share Drafts (Checking Accounts)
Stop Payment Orders and ACH stop payment

$25.00

Insufficient Funds

$25 per draft / $25 per electronic debit

Checking with no transactions for 3 months

$10 per month 

Checking Account with less than $50 balance (Effective 11/01/11)

$5 per month

Online Bill Stop Payment

$40

Overdraft protection transfer from savings or money market to checking account

$10 per transaction

Transfers from savings, money market and checking accounts in branch

$10 per transaction

Money Market Account with balance below $1000 min daily

$10 per month

Microfilm Copy of Draft  

$2 per copy ($20 max.)

Check Printing 

Variable

IRA Account closure before 59 1/2                    $25.00
Holiday Club Withdrawal (waived in November and December)

 $5

Additional Charges
Check Withdrawals under $200.00 and Third Party Checks

$5

Stop Payment to a Withdrawal Check

$25

Transaction Investigation on Statement Older than 60 Days

$20 per hour ($20 minimum)

Copy of the promissory note on loans

$25

Debit Card

Annual Fee

.00

Charge Per Purchase

.00

ATM Charge Account Balance

6 Free Per Month/6, After $1 per transaction

 

 

ATM, Debit and Credit Card Replacement

$10

Unblocking Debit Card

$25

Expedited Visa Debit or Credit Card Replacement                 $25

Wire Transfers 

Domestic

$25

International

$50

General Fees  
Money Orders 

$2 each

Consumer Loan Application Fee

                 $25

 

 

 

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