Regular Share Accounts (Savings Accounts)
New member fee (per member)	$10
Savings Account with less than $50 balance (per month)	$5
Excess Withdrawals- (More than 3 per quarter on the regular share account)	$15
Share Drafts (Checking Accounts)
Traditional Checking Account with less than $50 balance (per month)	$5
Restart Checking Account (per month)	$5
Stop Payment Orders and ACH stop payment	$25
Insufficient Funds (per draft / per electronic debit)	$25
Checking with no transactions after 3 months (per month)	$10
Overdraft protection transfer from savings or money market to checking account (each)	$10
Copy of Draft (per copy ($20 max.))	$2
Temp Checks/ Counter Check (3 checks per page)	$3
Check Printing	Variable
Debit/ATM/Credit Card
ATM Transaction Charge (6 Free Per Month, After 6 transactions  $1 per transaction)	FREE, $1
ATM, Debit and Credit Card Replacement	$10
Expedited Visa Debit or Credit Card Replacement	$25
General Fees
Paper Statement  (per statement) , Interim Statement Printouts and Statement Copies	$5
Deposited Checks Returned	$25
Stop Payment to a Withdrawal Check	$25
Check Withdrawals to Third Party	$5
Canadian Check Deposit (per check)	$10
Money Orders (each)	$2
Transfers from savings, money market and checking accounts in branch (each)	$10
Dormant Account Fee (monthly)	$10
Abandoned Property Fee	$30
Bad address with no activity (per return)	$10
Account Balance Verification Fee (Official Letter)	$20
Outgoing Domestic Wire	$25
Outgoing International Wire	$50
Membership Closing Fee (within first 6 months)	$25
Money Market Account with balance below $1000 min daily (per month)	$10
IRA Account closure before 59 1/2	$25
Holiday Club Withdrawal (waived in November and December)	$5
Transaction Investigation on Statement Older than 60 Days (per hour ($20 minimum))	$20
Copy of the promissory note on loans	$25
Consumer Loan Application Fee	$25