Real Estate Loans

Consumer Loans

New and Used Auto Loans Get more car for your dollar with an NYUFCU Auto Loan. There are no application fees, no prepayment penalties and flexible terms with one low rate for both new and used vehicles. We can finance 100% of purchase price plus tax, license and registration fees. Borrow up to 5 years on a new and used car with fixed interest rates for the term of the loan (6 years on new 2007 cars).   Auto Loan Rates                                                                                    Vehicle Loans New Auto Loans Used Auto Loans Model Years Term APR as low as* 2005 - 2008 Up to 36 months 5.50% 5.70% 2005 - 2008 Up to 48 months 5.70% 5.90% 2006 - 2008 Up to 60 months 5.90% 6.10% 2008 Up to 72 months 6.50% N/A Rates subject to change without notice. 5% of loan value frozen in share account. 100% financing of NADA value including tax, title, and registration. An NYUFCU share account is required for an auto loan. *    Rates with automated payments. Rates for vehicle loans are subject to  change without notice. 5% of loan amount frozen in members share account.        An NYUFCU share account is required for auto loan account. **  Refinancing not available on existing NYU FCU auto loans. *** Terms greater than 60 months - Amount financed must be $25,000 or greater   Click here for New and Used Auto Loan Check List  **NYU FCU share account is required for all loans.

Recreational Vehicle Loan Rates     48-month maximum term. 80% of purchase price. Loan Amount Rate (APR*) Term Up To $30,000 80% of purchase price 13.75% Up to 48 Months *All rates are annual percentage rates and are accurate as of date of publication. All loans subject to credit approval. Rates and terms are subject to change without notice. Other conditions and terms may apply; ask for details. Contact Member Services Representative at 212-995-3171 and ask for details. **NYU FCU share account is required for all loans.

Signature/Personal Loans   60-month maximum term. Loan amounts: $500 - $10,000. Signature Loans Term Max Amount APR as low as* Up to 12 months $10,000.00 9.00% Up to 24months $10,000.00 9.50% Up to 36 months $10,000.00 10.00% Up to 48 months $10,000.00 10.50% Up to 60 months $10,000.00 11.00% Rates subject to change without notice. 10% of loan value frozen in share account. *NYU FCU share account is required for all loans.

Bill Consolidation Loans Consolidating your debts means to transfer some or all of your debts that are at a higher interest rate into one loan payment that charges you a lower interest rate than the one you are currently paying.     Bill Consolidation Loans Term Max Amount APR as low as* Up to 12 months $10,000.00 9.00% Up to 24months $10,000.00 9.50% Up to 36 months $10,000.00 10.00%                             Up to 48 months                $10,000.00           10.50%                             Up to 60 months                $10,000.00           11.00% Rates subject to change without notice. 10% of loan value frozen in share account.   10% of loan balance is frozen in share account on all unsecured consumer loans. NYU FCU share account is required for all loans.

VISA Credit Card        OUR VISA CREDIT CARD WILL SAVE YOU MONEY!   Check your mailbox every day and you’re sure to see… there are thousands of credit cards available from just about every imaginable source. Some offer gimmicks, some offer rebates, some you can hardly understand just what they are offering. Beware-these tricks always come at a cost, and it will probably be right out of your pocket!  Rest assured…you don’t have to learn the hard way- no matter what your needs, a credit union Visa Credit Card will save you money!  In fact, the right credit card can save you hundreds of dollars every year. And, saving money is something everyone can agree on. That’s why our credit card perfect for you. We offer low rates, no hidden fees or charges, and the convenience services that put us ahead of the crowd. NYUFCU VISA Credit Card features a 11.9% Annual Percentage Rate and no annual fee. Plus, you will enjoy a 25-day grace period on purchases and the convenience of worldwide acceptance. Start saving with a NYUFCU VISA Credit Card today! Simply fill out application and return it to where the savings are waiting- New York University Federal Credit Union! To transfer Credit Card Balance please click here. So don’t delay! Your low-cost credit card is waiting at your credit union today! *NYU FCU share account is required for all loans.

Share Secured Have a problem keeping the money you saved in an account, while new expenses keep popping up? Why not take a loan against your share account balance at the credit union? We will lend you 95% of your collected share balance for 5% over our current dividend rate (.75%). Your can choose a 36 month payback for one flat rate, or a payback of up to 144 months with a quarterly review.   Visit NYUFCU today and complete a short application, or apply online. Credit Life and Disability Insurance: We offer Credit Life and Disability Insurance for our consumer loan products. This insurance is optional and the cost of the premium is added to your loan payment.